Expat Wealth at Work -

If you’re seeking a financial advisor or consultant, understanding their fees upfront is essential. Before becoming a client, we ensure you fully understand our charges, and we’re always pleased to discuss them in detail.

Our initial consultation is entirely free, giving you the chance to explore our services with no obligation. Unlike some financial advisers who charge hourly rates, we operate on a yearly performance fee. This fee is calculated as a percentage of the value of your investments. We will clearly outline these charges before you proceed with any of our services, ensuring complete clarity and confidence.

Importantly, we do not take commissions from any product providers, so our advice is unbiased and tailored to your financial goals.

As a trusted asset management consultant in Riyadh, Saudi Arabia, we provide a comprehensive range of financial services and are proud to be an independent financial consultant. This means we adhere to strict regulatory standards, offering unbiased advice across a wide spectrum of retail investment products based on a thorough analysis of the entire market.

Unlike restricted consultants, who are limited to specific products or providers, we ensure you receive unrestricted advice tailored to your financial goals.

To clarify, Expat Wealth At Work is an independent financial consultant, serving expats across Asia, the Middle East, Europe, Latin America and more with integrity and professionalism.

Financial planning is about aligning your money with your life goals. A professional financial planner in Saudi Arabia will assess your current financial position, including your pensions, investments, savings, and other assets. They’ll then work with you to understand your short-term, medium-term, and long-term goals to create a personalised financial plan tailored to your circumstances. Involving your spouse or partner is encouraged, as financial plans are often joint and may offer potential tax benefits.

A financial plan, created through financial planning by an expert financial advisor in Saudi Arabia, is a personalised roadmap that takes you from where you are financially to where you want to be. It outlines the steps needed to achieve your goals, considering various strategies and risk levels, all while remaining simple to understand.

At Expat Wealth At Work, we tailor financial plans to your specific needs, focusing on what matters most to you. Our plans cover key areas such as tax and goal planning, retirement and income planning, education fee planning, estate and inheritance tax planning, savings and investments, emergency funds, disaster and contingency planning, property planning, family financial protection, asset management planning, retirement financial planning and more.

Having a financial plan increases the likelihood of achieving your goals. In the context of Wealth Management in Saudi Arabia, a well-structured plan helps you make the most of your resources, ensuring you can meet life’s milestones with confidence. Money plays a key role in expanding your options and achieving your objectives, making a solid financial plan essential for long-term success.

Not at all! We’re here to support you at every step of our journey together. If you have any questions or concerns, feel free to call or email us anytime, and we’ll do our best to assist you. Providing prompt responses and exceptional service is something we take enormous pride in. Your satisfaction and peace of mind are our top priorities.

We typically review financial plans annually, but the frequency depends on your specific needs and the level of service you choose. Every client relationship is tailored, recognising that each individual has unique goals and requirements. This personalised approach ensures your financial plan stays aligned with your changing circumstances.

No, you won’t be locked into a long-term contract. Our wealth management service in Riyadh, Saudi Arabia, is designed to offer flexibility and value, and we believe in building lasting relationships based on trust and performance. While financial planning is a long-term process tailored to your needs, you are free to leave at any time. During our first meeting, we’ll explain how our services are designed to evolve with you, helping you achieve your goals at every stage of life. Most of our clients choose to stay, and we hope you’ll find our service beneficial too.

Yes, we provide a comprehensive financial advisory service in Saudi Arabia, which includes regular reviews and ongoing support. For example, as part of our wealth management service, we conduct an annual review to assess your investments, analyse any changes in your financial situation, and update your strategy accordingly.

We provide expert financial advice for pensioners and ensure your portfolio remains aligned with your goals. We’ll review factors like tax rates, income, and expenses, recommending changes to optimise your financial strategy in a tax-efficient manner. While our ongoing service is optional, we’ll clearly outline your choices so you’re fully informed before making a decision.

We’ll work with you to create a sensible and tailored plan for a secure retirement. By gaining a clear understanding of your financial situation and personal goals, we ensure that every detail is considered in your plan. Using cash flow modelling, forecasting, and stress testing, we’ll provide a comprehensive strategy that accounts for potential unforeseen disruptions. Although many clients find it challenging to define their retirement goals initially, we leverage our expertise to help you clarify your priorities and set a clear course of action for both you and your family.

At Expat Wealth At Work, we believe in building strong relationships with our clients, starting with a detailed initial meeting to understand your unique circumstances. As we learn more about you, we work with you to identify your life goals, many of which have a financial component. Using this information, we craft a personalised financial plan that outlines clear steps and strategies to help you achieve those goals.

As one of the best private wealth management firms and offering an asset management service in Saudi, we begin by guiding you through our process to determine the most suitable advice and investment options for your situation. We’ll discuss your current financial provisions, future plans, and risk tolerance, along with any life changes you anticipate.

Our independent advice is focused on assessing your needs and helping you achieve your goals, not necessarily on selling a product. At Expat Wealth At Work, our goal is to provide valuable guidance, empowering you to make informed decisions about your financial future.

We assess your risk tolerance through in-depth discussions combined with specialised software and analysis tools. This allows us to quantify your risk level, considering factors like asset structure, potential returns, and your comfort with risk. We also review your investment horizon and ensure you fully understand the risks involved. Before proceeding with any recommendations, we ensure you are comfortable with your agreed risk profile. Once we’re aligned, we’ll make sure that any recommended investments match your profile and are reviewed regularly.

Remember, you have the right to ask any questions along the way. It’s your money, and we’re here to ensure you feel confident in every step of the process. If you’re not fully comfortable, we’ll work together to address any concerns.

If you have additional questions that aren’t addressed here, they may be answered elsewhere on our website, so feel free to explore further. If you still can’t find what you need, don’t hesitate to reach out to us. You can contact us through your preferred method, whether via our convenient live chat for quick answers or by email if you prefer a more detailed response. We’re here to help!