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You are granted a limited, non-exclusive, revocable and non-transferable licence to use and access the site pursuant to the requirements and restrictions of these Terms of Use. Expat Wealth at Work may change, suspend, or discontinue any aspect of the site at any time. Expat Wealth at Work may also, without notice or liability, impose limits on certain features and services or restrict your access to all or portions of the site. You shall have no rights to the proprietary software and related documentation, if any, provided to you in order to access the Site. Except as provided in the Terms of Use, you shall have no right to directly or indirectly, own, use, loan, sell, rent, lease, licence, sublicence, assign, copy, translate, modify, adapt, improve, or create any new or derivative works from, or display, distribute, perform, or in any way exploit the Site or any of its contents (including software) in whole or in part.
You agree that you are only authorised to visit, view and retain a copy of pages of this site for your own personal use, and that you shall not duplicate, download, publish, modify or otherwise distribute the material on this site for any purpose other than for personal use, unless otherwise specifically authorised by Expat Wealth At Work to do so. You also agree not to deep-link to the site for any purpose unless specifically authorised by Expat Wealth At Work to do so. The content and software on this site are the property of Expat Wealth At Work.
By visiting the site, you represent, warrant and covenant that (a) you are at least 18 years old and (b) that all materials of any kind submitted by you to Expat Wealth At Work through the site or for inclusion on the site will not plagiarise, violate or infringe upon the rights of any third party, including trade secrets, copyright, trademarks, trade dress, privacy, patents, or other personal or proprietary rights.
This site may not be used by you for any commercial purposes, such as to conduct sales of merchandise or services of any kind. You must obtain Expat Wealth At Work’s prior written consent to make commercial offers of any kind on the site, whether by advertising, solicitations, links, or any other form of communication. Expat Wealth at Work will investigate and take appropriate legal action against anyone who violates this provision, including, without limitation, removing the offending communication from the site and barring such violators from using the site.
The site may automatically produce search results that reference and/or link to third-party sites throughout the World Wide Web. Expat Wealth at Work has no control over these sites or the content within them. Expat Wealth at Work does not guarantee, represent or warrant that the content contained on the sites is accurate, legal, and/or offensive. Expat Wealth At Work does not endorse the content of any third-party site, nor does it make any representation or warranty about these sites, including that they will not contain viruses or otherwise impact your computer. By using the site to search for or link to another site, you agree and understand that you may not make any claim against Expat Wealth At Work for any damages or losses, whatsoever, resulting from your use of the site to obtain search results or to link to another site. If you have a problem with a link from the Site, you may notify us at hello@expatwealthatwork.com
Although Expat Wealth At Work is not responsible for the content, quality or accuracy of data provided by users, compilations of such data, text, information and other materials are made available to users through Expat Wealth At Work’s system. The online materials are Expat Wealth At Work’s intellectual property and are protected by US and international intellectual property laws. The online materials may not be copied or redistributed either in whole or in part without the prior written consent of Expat Wealth At Work, except as expressly and specifically permitted under these Terms of Use.
The online materials are and will remain the exclusive property of Expat Wealth at Work. All rights, titles and interests in and to the online materials will be and remain vested solely in Expat Wealth at Work. Under no circumstances will you have any right, directly or indirectly, to own, use, copy, loan, sell, rent, lease, licence, sublicence, redistribute, assign or otherwise convey the on-line materials, or any rights thereto, except as expressly and specifically provided in the Terms of Use. Nothing in these Terms of Use will convey to you any right, title or interest, except that of a licence with express rights and subject to all limitations herein. Nothing in these Terms of Use grants you the right, directly or indirectly, to use the online materials to create a product for resale or to use the online materials in any way that competes with Expat Wealth At Work.
You acknowledge and agree that Expat Wealth At Work will own all rights, titles and interests in and to any copy, translation, modification, adaptation, derivative work or improvement of the online materials made by or for you. At Expat Wealth At Work’s request, you must execute, or obtain the execution of, any instrument that may be necessary to assign these rights, titles or interests to Expat Wealth At Work or perfect these rights, titles or interests in Expat Wealth At Work’s name.
DISCLAIMER OF WARRANTY, LIMITATION OF DAMAGES. EXPAT WEALTH AT WORK MAKES NO WARRANTY OR REPRESENTATION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTY OF TITLE OR NON-INFRINGEMENT OR IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS IN RELATION TO THE AVAILABILITY, ACCURACY, VALIDITY, RELIABILITY OR CONTENT OF THESE PAGES AND/OR THE SITE. ADDITIONALLY, EXPAT WEALTH AT WORK MAKES NO REPRESENTATION OR WARRANTY REGARDING THE ACCURACY OR RELIABILITY OF ANY ADVICE, OPINION, STATEMENT, OR OTHER INFORMATION THAT ANY USER SUBMITS, DISPLAYS, OR UPLOADS THROUGH THE SITE. EXPAT WEALTH AT WORK SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES, LOST PROFITS, OR BUSINESS INTERRUPTION ARISING OUT OF THE USE OF OR INABILITY TO USE THIS SITE, EVEN IF EXPAT WEALTH AT WORK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW EXCLUSION OF CERTAIN WARRANTIES OR LIMITATIONS OF LIABILITY, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. THE LIABILITY OF EXPAT WEALTH AT WORK WOULD, IN SUCH A CASE, BE LIMITED TO THE GREATEST EXTENT OF LIABILITY PERMITTED BY LAW.
You agree to indemnify and hold Expat Wealth At Work and its affiliations harmless from any loss, liability, claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of or relating to your use of the site, including your use of the site to provide a link to another site or to upload content or other information to the site, or your breach of the Terms of Use.
By providing materials to Expat Wealth At Work, including by submitting or uploading content or materials for use on the site, you represent and warrant that you or the owner of all rights to such content or materials has expressly granted Expat Wealth At Work an irrevocable world-wide right in all languages and in perpetuity to use and exploit all or any part of the content and materials provided by you. Expat Wealth at Work may publish and distribute any such submitted content or materials at its sole discretion by any method now existing or later developed. You agree that you shall waive all claims and have no recourse against Expat Wealth At Work for any alleged or actual infringement or misappropriation of any proprietary rights in any communication, content or material submitted to Expat Wealth At Work. Any communication or materials you send to Expat Wealth At Work will be treated as non-confidential and non-proprietary and may be disseminated or used by Expat Wealth At Work for any purpose, including, but not limited to, developing, creating, manufacturing or marketing products or services.
The Site may contain advertisements and/or sponsorships. The advertisers and/or sponsors that provide these advertisements and sponsorships are solely responsible for insuring that the materials submitted for inclusion on the Site are accurate and comply with all applicable laws. Expat Wealth At Work is not responsible for the acts or omissions of any advertiser or sponsor.
Expat Wealth at Work controls this site from Malaysia. Expat Wealth at Work makes no representation that this site is appropriate for use in other locations. If you use this site from other locations, you are responsible for ensuring compliance with local laws. You may not use, export or re-export any materials from this site in violation of any applicable laws or regulations, including, but not limited to, any export laws and regulations.
All online purchases are also governed by the terms and conditions of respective merchant service providers. Please review the respective merchant service provider’s user agreement and privacy policy before entering any transaction.
These Terms of Use supersede all other written and oral communications or agreements with regard to the subject matters discussed in these Terms of Use. A waiver or modification of these Terms of Use will only be effective if made in writing and signed by Expat Wealth At Work.
If any provision of the Terms of Use is held to be invalid, void or unenforceable, the remaining provisions shall nevertheless continue in full force and effect.
Headings & section titles in this Agreement are for convenience and do not define, limit, or extend any provision of this Agreement.
This website is not a solicitation to invest, nor is it tax, legal, financial or investment advice. We only deal with investors who are expatriates or (ultra-)high-net-worth/self-certified individuals on a non-solicitation basis. Not for the retail market.
The services, funds, and products described on this website are not available in all countries or to all investors. As such, this website, and the information on it are not addressed to any person resident in a territory, country or jurisdiction where such distribution would be contrary to local law or regulation.
Users from the United Kingdom and the European Union
This website is only for professional investors (as defined by the Alternative Investment Fund Managers Directive (2011/61/EU) or “Professional Investors”); professional clients or eligible counterparties (as defined by the Markets in Financial Instruments Directive (Directive 2014/65/EU) or “Eligible Counterparties”); or people who are otherwise defined by local laws and are directed to whom this website is directed.
Users from the United States
The Website is not intended to be used by any person in the United States other than persons who are “qualified purchasers” (as defined in the United States Investment Company Act of 1940, as amended) and “accredited investors” (as defined in Rule 501(a) under the United States Securities Act of 1933).
Clients’ money is invested via Luxembourg-based MiFID II and/or Isle of Man Financial Services Authority regulated entities in UCITS funds, which are considered very safe due to the stringent regulatory framework, transparency, and investor protection standards that are hallmarks of UCITS funds.
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